Alamo Ranch, San Antonio real estate & homes for sale
Alamo Ranch, San Antonio real estate & homes for sale
Learn more about a Property
Contact AgentStone Oak, San Antonio Real Estate Overview
Located in North Central San Antonio, Stone Oak is one of the most sought-after communities in the city. With a median listing home price of $525,000, buyers can find a mix of upscale and mid-range homes catering to various lifestyles. Homes in Stone Oak typically stay on the market for around 70 days, offering potential buyers ample opportunity to explore different properties. The median listing price per square foot is approximately $190. At any given time, there are about 150 active listings in Stone Oak, ensuring plenty of options whether you are looking for a starter home, a luxury estate, or a family-friendly residence. Renting is also a viable option, with a median rent of approximately $2,200.
Schools in Stone Oak
Education is a top priority in Stone Oak, with access to highly rated schools in the North East Independent School District (NEISD). Many schools in the area boast strong academic programs, competitive extracurricular activities, and excellent college readiness ratings. Some notable schools include:
-
Reagan High School (Rated 9)
-
Las Lomas Elementary School (Rated 8)
-
Hardy Oak Elementary School (Rated 8)
-
Lopez Middle School (Rated 8)
To confirm enrollment eligibility, it’s best to contact the schools or the district directly. School data is sourced from the National Center for Education Statistics and other educational organizations, serving as a reference point.
Stone Oak Real Estate at a Glance
Stone Oak, San Antonio, TX real estate offers a variety of home styles, ranging from contemporary single-family homes to expansive custom-built properties in gated communities. The market average of 70 days allows for competitive yet reasonable decision-making. Buyers can explore homes featuring open-concept layouts, high-end finishes, and access to premier community amenities.
Nearby neighborhoods such as The Vineyard, Rogers Ranch, Encino Park, and Cibolo Canyons provide additional housing options. Popular ZIP codes like 78258 and 78260 expand search opportunities, with many homes offering three to five bedrooms, spacious lots, and modern upgrades.
Whether you’re a first-time homebuyer or looking to upgrade, Stone Oak provides a blend of luxury, convenience, and community appeal—making it one of the top residential areas in San Antonio.
Frequently Asked Questions
Are home prices in Stone Oak rising or falling?
Home prices in Stone Oak have steadily increased over the past few years due to high demand, excellent schools, and ongoing development. While the market fluctuates, the area remains desirable for buyers seeking a balance of suburban comfort and city accessibility. Checking with a local realtor and browsing current listings can provide insight into recent pricing trends.
What types of homes are commonly for sale in Stone Oak?
Stone Oak offers a diverse range of homes, including single-family residences, luxury estates, and townhomes. Many homes feature spacious floor plans, high ceilings, and modern energy-efficient upgrades. Gated communities and golf course properties are also available, providing additional security and exclusivity for residents.
How long do homes typically stay on the market in Stone Oak?
On average, homes in Stone Oak stay on the market for around 70 days. However, well-priced properties in desirable locations may sell much faster. Market conditions, seasonal demand, and inventory levels can influence how quickly a home sells.
Are there new construction options available in Stone Oak?
Yes, new construction homes are available in and around Stone Oak. Many developments offer modern designs, energy-efficient technology, and customizable features. Builders in the area cater to different budgets and preferences, from mid-range homes to high-end luxury properties in exclusive neighborhoods.
What amenities can homeowners expect in Stone Oak?
Stone Oak is known for its family-friendly atmosphere and excellent amenities. Many neighborhoods feature gated security, private parks, community pools, and walking trails. The area is also home to golf courses, top-rated restaurants, and upscale shopping centers like Village at Stone Oak and The Rim. Its proximity to major highways and medical centers makes it an attractive choice for professionals and families alike.
Do HOA fees apply to homes in Stone Oak?
Yes, many communities in Stone Oak have homeowners associations (HOAs) that manage shared amenities, maintain landscaping, and enforce community standards. HOA fees vary by subdivision, so it’s best to confirm specific costs and regulations when considering a property.
How do schools in Stone Oak rank?
Schools in Stone Oak consistently receive high ratings for academic excellence, sports programs, and extracurricular opportunities. Parents appreciate the strong emphasis on STEM programs, arts, and advanced placement courses. To determine the best fit for your family, reviewing school ratings and scheduling campus tours can be beneficial.
Is Stone Oak a good place to invest in real estate?
With its strong property values, high rental demand, and ongoing growth, Stone Oak remains a solid choice for real estate investment. Whether purchasing a primary residence or an income property, buyers can benefit from the area’s stability and long-term appreciation potential. Consulting with a local real estate expert can provide further insights into the investment landscape.
Find Your Ideal Property in San Antonio, TX
Popular searches in San Antonio, TX
Property types in San Antonio, TX
Homes by price in San Antonio, TX
Neighborhoods near San Antonio, TX
Stone Oak Homes for Sale
$521,000
Vance Jackson Homes for Sale
$325,000
Jefferson Homes for Sale
$309,500
Highland Park Homes for Sale
$244,500
Heritage Homes for Sale
$235,000
Highland Hills Homes for Sale
$199,999
Greater Harmony Hils Homes for Sale
$382,450
Dignowity Hill Homes for Sale
$350,000
Downtown San Antonio Homes for Sale
$632,000
Prospect Hill Homes for Sale
$149,900
Alamo Farmsteads Homes for Sale
$307,000
Northwest Crossing Homes for Sale
$239,990
Helotes Homes for Sale
$480,000
The Dominion Homes for Sale
$1,100,000
Mahncke Park Homes for Sale
$480,000
Alamo Ranch Homes for Sale
$410,000
Dellview Homes for Sale
$221,500
Terrell Heights Homes for Sale
$312,500
Lavaca Homes for Sale
$489,500
Cities in San Antonio, TX
Alamo Heights Homes for Sale
$490,000
Converse Homes for Sale
$274,900
Schertz Homes for Sale
$360,000
Universal City Homes for Sale
$292,495
Live Oak Homes for Sale
$286,999
Leon Valley Homes for Sale
$250,000
Kirby Homes for Sale
$200,000
Selma Homes for Sale
$300,000
Helotes Homes for Sale
$485,000
Boerne Homes for Sale
$625,000
Bulverde Homes for Sale
$480,000
Cibolo Homes for Sale
$359,995
New Braunfels Homes for Sale
$399,900
Seguin Homes for Sale
$295,000
Fair Oaks Ranch Homes for Sale
$745,000
Floresville Homes for Sale
$310,000
La Vernia Homes for Sale
$580,000
Devine Homes for Sale
$250,000
Hondo Homes for Sale
$240,000
Castroville Homes for Sale
$597,900
Lytle Homes for Sale
$260,000
Elmendorf Homes for Sale
$288,470
Somerset Homes for Sale
$230,000
Poteet Homes for Sale
$349,000
Pleasanton Homes for Sale
$280,000
Counties near San Antonio, TX
Bexar County Homes for Sale
$299,000
Comal County Homes for Sale
$489,995
Medina County Homes for Sale
$460,000
Atascosa County Homes for Sale
$299,999
Wilson County Homes for Sale
$524,900
Hays County Homes for Sale
$420,000
Guadalupe County Homes for Sale
$319,900
Travis County Homes for Sale
$575,000
Bandera County Homes for Sale
$450,000
Kendall County Homes for Sale
$675,000
Williamson County Homes for Sale
$450,000
Kerr County Homes for Sale
$499,000
Blanco County Homes for Sale
$598,000
Burnet County Homes for Sale
$569,000
Bastrop County Homes for Sale
$420,000
Webb County Homes for Sale
$259,500
Uvalde County Homes for Sale
$359,000
Live Oak County Homes for Sale
$288,000
Gonzales County Homes for Sale
$299,900
Caldwell County Homes for Sale
$336,750
Zip codes near San Antonio, TX
78253 Homes for Sale
$359,999
78245 Homes for Sale
$297,250
78209 Homes for Sale
$420,003
78254 Homes for Sale
$340,000
78258 Homes for Sale
$539,900
78260 Homes for Sale
$582,450
78247 Homes for Sale
$309,947
78210 Homes for Sale
$265,000
78233 Homes for Sale
$252,777
78250 Homes for Sale
$258,250
78249 Homes for Sale
$315,000
78223 Homes for Sale
$224,900
78230 Homes for Sale
$375,000
78244 Homes for Sale
$241,250
78261 Homes for Sale
$537,450
78201 Homes for Sale
$256,500
78255 Homes for Sale
$806,999
78212 Homes for Sale
$437,000
78240 Homes for Sale
$279,947
78232 Homes for Sale
$422,450
Schools in San Antonio, TX
About the San Antonio, TX Housing Market
Facts About San Antonio, TX Real Estate Market
San Antonio, TX, is one of the most Military- and Veteran-friendly cities in the country, offering a diverse housing market that aligns with the needs of active-duty service members, Veterans, and their families. Whether you're using a VA loan or exploring local homebuyer programs, here are key facts that make San Antonio a smart place to buy or rent:
- Median Listing Home Price: Homes in San Antonio have a median listing price of $293,000, making the city one of the most affordable metro areas in Texas for Veterans using their VA home loan benefit.
- Median Days on Market: Properties spend an average of 70 days on the market, giving Military and Veteran buyers enough time to explore options without missing opportunities in a competitive market.
- Price Per Square Foot: The median listing price per square foot is $168, providing excellent value for Veterans looking to maximize their housing allowance (BAH) or build long-term equity.
- Active Listings: With 12,567 active listings across Bexar County and surrounding areas, Veterans have access to a wide selection of homes near Military bases like Lackland AFB, Fort Sam Houston, and Randolph AFB.
- Median Rent: The median monthly rent is $1,650, appealing to transitioning service members or Veterans who prefer to lease before purchasing with a VA loan.
Why Veterans Should Buy a Home in San Antonio
San Antonio is a top destination for Veterans and Military families thanks to its rich history, affordable cost of living, and strong Military community. Whether you're stationed nearby, transitioning out of active duty, or retiring in Texas, San Antonio offers an ideal place to put down roots with your VA home loan benefit.
Top Features of Homes for Veterans in San Antonio
- Military-Friendly Neighborhoods: Communities near bases like Lackland AFB and Fort Sam Houston offer quick commutes and strong support systems for Veterans.
- Architectural Variety: Choose from classic Texas ranch-style homes, updated Spanish architecture, or energy-efficient new builds.
- Affordable Housing: Whether you're using your BAH or a VA loan, San Antonio offers price points to fit every budget — from starter homes to spacious family properties.
- On-Base Alternatives: Many off-base neighborhoods feature amenities like parks, trails, pools, and playgrounds — ideal for Military families seeking quality of life.
Real Estate Market Trends for Veterans in San Antonio
- Steady Appreciation: San Antonio home values continue to rise, helping Veterans build equity faster using their VA benefits.
- Balanced Inventory: With thousands of active listings, Military buyers have options across the city and surrounding counties.
- BAH Stretch: Your 2025 BAH in San Antonio often covers a full mortgage payment — including taxes and insurance — giving you an edge over renters.
Tips for Veterans Buying a Home in San Antonio
- Work with a VA-Experienced Agent: Choose someone who understands the VA loan process, VA appraisals, and Military relocation timelines.
- Get Pre-Approved with a VA Lender: Knowing your VA eligibility and BAH-based budget helps you move fast in today’s market.
- Focus on VA Appraisal-Ready Homes: Look for move-in-ready properties that meet VA Minimum Property Requirements (MPRs) to avoid delays or denials.
Frequently Asked Questions Veterans have About Buying a Home in San Antonio
Yes. San Antonio is one of the most VA-friendly cities in the U.S. Veterans can use their VA loan to purchase single-family homes, townhomes, or VA-approved condos in and around Bexar County.
2. What are the 2025 VA loan limits in San Antonio?
If you have full entitlement, there are no VA loan limits. For Veterans with partial entitlement, the VA loan limit in Bexar County for 2025 is $806,500.
3. What are the best neighborhoods in San Antonio for Military families?
Top neighborhoods for Veterans include Alamo Ranch, Helotes, Schertz, Cibolo, and Stone Oak. These areas offer affordable homes, good schools, and proximity to Military bases like Lackland AFB and Randolph AFB.
4. Does my BAH cover my mortgage in San Antonio?
In most cases, yes. Your Basic Allowance for Housing (BAH) can cover or nearly cover your monthly mortgage, property taxes, and insurance when using a VA loan in San Antonio.
5. Are there down payment assistance programs for Veterans in San Antonio?
Yes. In addition to $0 down VA loans, Veterans may qualify for state and local programs like TSAHC, HIP 120, and the Texas Veterans Land Board that offer grants or forgivable loans.
6. What types of properties qualify for a VA loan?
VA loans can be used to purchase single-family homes, condos on the VA-approved list, new construction, and some multi-family homes if the Veteran occupies one unit. The home must meet VA appraisal standards.
7. Can I use a VA loan more than once in Texas?
Yes. You can reuse your VA loan benefit multiple times, as long as you have remaining entitlement or have restored full entitlement after selling a previous VA-financed property.
8. How do I know if a home will pass the VA appraisal?
Homes must meet VA Minimum Property Requirements (MPRs), including working systems, no safety hazards, and move-in ready condition. Homes built after 1980 with recent updates are more likely to qualify.
9. Are property taxes high in San Antonio?
Texas has no state income tax but property taxes can be higher. However, disabled Veterans in San Antonio can receive significant exemptions — up to 100% for 100% disabled Veterans.
10. How do I get started with a VA loan in San Antonio?
Start by obtaining your Certificate of Eligibility (COE), then connect with a VA-experienced lender and real estate agent. Getting pre-approved and searching for move-in ready homes is the next step.
Top Neighborhoods and Schools in San Antonio
San Antonio offers a variety of neighborhoods that suit the needs of Veterans and Military families — whether you're stationed nearby, retiring, or relocating with a VA loan. Here's a side-by-side comparison of top areas:
Neighborhood | Avg. Home Price | School Rating (1–10) | Crime Rate | Military & Veteran Perks |
---|---|---|---|---|
Alamo Heights | $625,000 | 9 | Low | Quick commute to Fort Sam Houston, walkable, strong schools |
Stone Oak | $350,000 | 8 | Very Low | Top-rated schools, suburban feel, BAH-friendly pricing |
Helotes | $400,000 | 8 | Low | Peaceful hill country views, good VA appraisal pass rate |
Downtown | $500,000 | 7 | Moderate | Close to cultural amenities and USAA HQ, ideal for transitioning Veterans |
Monte Vista | $750,000 | 9 | Low | Historic character, near military hospitals, strong VA loan resale value |
King William | $575,000 | 9 | Low | Arts district, historic charm, Veteran-focused renovations common |
The Dominion | $800,000 | 8 | Very Low | Gated security, luxury homes, strong appeal for retired Veterans |
Homebuyer Programs for Veterans in San Antonio
1. Homes for Texas Heroes Program (TSAHC)
Offered by the Texas State Affordable Housing Corporation, this program assists Veterans with down payment assistance and fixed-rate mortgage loans.
- Down payment assistance of 3% to 5% of the loan amount
- Options for grants or deferred forgivable second lien loans
- Available to Veterans, active-duty service members, and surviving spouses
- No first-time homebuyer requirement
2. Texas Veterans Land Board (VLB) Veterans Housing Assistance Program
This state-run program offers competitive, low-interest home loans to Texas Veterans.
- Financing up to $726,200 for eligible Veterans
- Can be combined with VA, FHA, or conventional loans
- Interest rate discounts for disabled Veterans and surviving spouses
- Also available for home improvements
Texas Veterans Land Board Page
3. City of San Antonio Homeownership Incentive Program (HIP 120)
HIP 120 provides financial assistance to first-time homebuyers purchasing within San Antonio city limits.
- Assistance ranging from $1,000 to $15,000 as a 0% interest, forgivable loan
- 75% of the loan forgiven over 10 years; 25% repaid if ownership changes
- Applicants must pre-qualify for a first lien mortgage (e.g., Conventional, FHA, or VA loan)
- Income limits apply based on household size
4. Bexar County Help 2 Vets Financial Assistance Program
This program offers temporary financial assistance to Bexar County Veterans, dependents, and surviving spouses facing financial hardship.
- Assistance for housing-related expenses such as rent, mortgage, and utilities
- Proof of financial need required (e.g., eviction notice, utility termination notice)
- Designed to prevent homelessness and promote housing stability
Bexar County Help 2 Vets Program Page
5. SAMMinistries Veterans’ Housing Stability Program (VHSP)
VHSP provides comprehensive housing support to Veterans or surviving spouses through homeless prevention and rapid re-housing services.
- Rental assistance and case management
- Financial literacy education
- Supportive services to maintain housing stability