Homes for Sale in San Antonio, Texas
✅ Trusted Network of Agents Who Understand VA Buyers
- ✅ Handpicked Based on Experience:
Every agent in our network is personally selected for their proven track record working with Veterans and Military families. We only work with professionals who know what it takes to deliver results for those who’ve served. - ✅ Understand the Nuances of Working with a VA Buyer:
From navigating VA appraisals to understanding entitlement and funding fees, our agents are trained to handle the unique details that come with using a VA loan. They know how to avoid delays and keep your deal on track. - ✅ Negotiating on Your Behalf to Get Closing Costs Covered:
Our agents go beyond price — they fight to structure offers that minimize your out-of-pocket expenses. In many cases negotiating for sellers to cover your closing costs. - ✅ Coordinating Inspections:
We’ll schedule and manage all necessary home inspections on your behalf, making sure everything stays on timeline. You’ll get clear communication every step of the way. - ✅ Ensuring the Property Meets VA Specifications:
Our agents know what the VA appraiser is looking for and work to identify red flags early — saving you time, money, and frustration. No surprises, no wasted offers. - ✅ Virtual Showings for PCS Moves:
Can’t be there in person? No problem. We offer live virtual showings and video walkthroughs so you can tour homes remotely — perfect for PCS relocations or fast-moving timelines. - ✅ Led by Levi Rodgers:
Founded by retired Green Beret and Purple Heart recipient Levi Rodgers, our network is built on trust, service, and firsthand Military experience. You’ll be working with agents who understand what’s at stake — because our mission is personal.
Find Your Ideal Property in San Antonio, TX
Popular searches in San Antonio, TX
Property types in San Antonio, TX
Homes by price in San Antonio, TX
Neighborhoods near San Antonio, TX
Stone Oak Homes for Sale
$521,000
Vance Jackson Homes for Sale
$325,000
Jefferson Homes for Sale
$309,500
Highland Park Homes for Sale
$244,500
Heritage Homes for Sale
$235,000
Highland Hills Homes for Sale
$199,999
Greater Harmony Hils Homes for Sale
$382,450
Dignowity Hill Homes for Sale
$350,000
Downtown San Antonio Homes for Sale
$632,000
Prospect Hill Homes for Sale
$149,900
Alamo Farmsteads Homes for Sale
$307,000
Northwest Crossing Homes for Sale
$239,990
Helotes Homes for Sale
$480,000
The Dominion Homes for Sale
$1,100,000
Mahncke Park Homes for Sale
$480,000
Alamo Ranch Homes for Sale
$410,000
Dellview Homes for Sale
$221,500
Terrell Heights Homes for Sale
$312,500
Lavaca Homes for Sale
$489,500
Cities in San Antonio, TX
Alamo Heights Homes for Sale
$490,000
Converse Homes for Sale
$274,900
Schertz Homes for Sale
$360,000
Universal City Homes for Sale
$292,495
Live Oak Homes for Sale
$286,999
Leon Valley Homes for Sale
$250,000
Kirby Homes for Sale
$200,000
Selma Homes for Sale
$300,000
Helotes Homes for Sale
$485,000
Boerne Homes for Sale
$625,000
Bulverde Homes for Sale
$480,000
Cibolo Homes for Sale
$359,995
New Braunfels Homes for Sale
$399,900
Seguin Homes for Sale
$295,000
Fair Oaks Ranch Homes for Sale
$745,000
Floresville Homes for Sale
$310,000
La Vernia Homes for Sale
$580,000
Devine Homes for Sale
$250,000
Hondo Homes for Sale
$240,000
Castroville Homes for Sale
$597,900
Lytle Homes for Sale
$260,000
Elmendorf Homes for Sale
$288,470
Somerset Homes for Sale
$230,000
Poteet Homes for Sale
$349,000
Pleasanton Homes for Sale
$280,000
Counties near San Antonio, TX
Bexar County Homes for Sale
$299,000
Comal County Homes for Sale
$489,995
Medina County Homes for Sale
$460,000
Atascosa County Homes for Sale
$299,999
Wilson County Homes for Sale
$524,900
Hays County Homes for Sale
$420,000
Guadalupe County Homes for Sale
$319,900
Travis County Homes for Sale
$575,000
Bandera County Homes for Sale
$450,000
Kendall County Homes for Sale
$675,000
Williamson County Homes for Sale
$450,000
Kerr County Homes for Sale
$499,000
Blanco County Homes for Sale
$598,000
Burnet County Homes for Sale
$569,000
Bastrop County Homes for Sale
$420,000
Webb County Homes for Sale
$259,500
Uvalde County Homes for Sale
$359,000
Live Oak County Homes for Sale
$288,000
Gonzales County Homes for Sale
$299,900
Caldwell County Homes for Sale
$336,750
Zip codes near San Antonio, TX
78253 Homes for Sale
$359,999
78245 Homes for Sale
$297,250
78209 Homes for Sale
$420,003
78254 Homes for Sale
$340,000
78258 Homes for Sale
$539,900
78260 Homes for Sale
$582,450
78247 Homes for Sale
$309,947
78210 Homes for Sale
$265,000
78233 Homes for Sale
$252,777
78250 Homes for Sale
$258,250
78249 Homes for Sale
$315,000
78223 Homes for Sale
$224,900
78230 Homes for Sale
$375,000
78244 Homes for Sale
$241,250
78261 Homes for Sale
$537,450
78201 Homes for Sale
$256,500
78255 Homes for Sale
$806,999
78212 Homes for Sale
$437,000
78240 Homes for Sale
$279,947
78232 Homes for Sale
$422,450
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Top San Antonio Neighborhoods for Veterans
| Neighborhood | Median Home Price | Est. Monthly VA Mortgage Payment | Proximity to Bases | Notable Features |
|---|---|---|---|---|
| Alamo Ranch | $325,000 | $1,975 | Near Lackland AFB | Family-friendly, excellent schools, modern amenities |
| Stone Oak | $350,000 | $2,125 | Moderate distance to all bases | Gated communities, top-rated schools, suburban feel |
| Cibolo | $300,000 | $1,825 | Close to Randolph AFB | Rapid growth, affordable new constructions, community parks |
| Schertz | $310,000 | $1,885 | Close to Randolph AFB | Small-town charm, good schools, family-oriented |
| Helotes | $340,000 | $2,065 | Moderate distance to Lackland AFB | Scenic views, low crime rates, suburban-rural mix |
| Universal City | $280,000 | $1,705 | Adjacent to Randolph AFB | Military-friendly, affordable housing, established community |
| Converse | $270,000 | $1,645 | Close to Randolph AFB | Growing area, new developments, budget-friendly options |
Neighborhood Insights
Alamo Ranch: As one of the fastest-growing communities in San Antonio, Alamo Ranch offers modern homes with access to shopping centers, parks, and top-rated schools. Its proximity to Lackland AFB makes it a preferred choice for many military families.
Stone Oak: Known for its upscale ambiance, Stone Oak features gated communities and a suburban lifestyle. While it’s a bit farther from military bases, the area’s amenities and safety appeal to those seeking a higher-end living experience.
Cibolo: Located northeast of San Antonio, Cibolo has seen rapid development, offering new construction homes at competitive prices. Its closeness to Randolph AFB and community-focused atmosphere make it ideal for military personnel.
Schertz: Adjacent to Cibolo, Schertz combines small-town charm with modern conveniences. The city hosts various community events and boasts parks and recreational facilities, fostering a family-friendly environment.
Helotes: Nestled on the northwest side, Helotes offers a blend of suburban and rural living. With scenic hill country views and a tight-knit community, it’s suitable for those seeking tranquility without being too far from city amenities.
Universal City: Directly neighboring Randolph AFB, Universal City is inherently military-friendly. The area provides affordable housing options and has a well-established community with various local businesses and eateries.
Converse: An emerging suburb with a focus on growth, Converse presents budget-friendly housing, including new developments. Its proximity to Randolph AFB and increasing amenities make it an attractive option for Veterans.
BAH Rates in San Antonio
Understanding BAH Rates in San Antonio
San Antonio is one of the most affordable and military-friendly cities in Texas — and your Basic Allowance for Housing (BAH) goes a long way here. Your monthly BAH can cover most or all of your mortgage payment when using a VA loan.
In 2025, BAH rates for San Antonio (MHA: TX285) have increased to reflect rising housing costs, giving military members more buying power than ever. Your exact rate depends on your pay grade and whether you have dependents.
When paired with your VA loan benefit, BAH can help you:
-
Buy a home with no down payment
-
Avoid PMI (Private Mortgage Insurance)
-
Keep your out-of-pocket costs low
💡 Pro tip: In many cases, your BAH can fully cover your monthly mortgage, taxes, and insurance — making homeownership as affordable as renting.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 to E-4 | $1,884 | $1,884 |
| E-5 | $2,044 | $2,044 |
| E-6 | $2,260 | $2,260 |
| E-7 | $2,282 | $2,282 |
| E-8 | $2,291 | $2,291 |
| E-9 | $2,319 | $2,319 |
| W-1 | $2,279 | $2,279 |
| W-2 | $2,288 | $2,288 |
| W-3 | $2,301 | $2,301 |
| W-4 | $2,341 | $2,341 |
| W-5 | $2,435 | $2,435 |
| O-1 | $2,285 | $2,285 |
| O-2 | $2,294 | $2,294 |
| O-3 | $2,354 | $2,354 |
| O-4 | $2,464 | $2,464 |
| O-5 | $2,602 | $2,602 |
| O-6 | $2,621 | $2,621 |
| O-7 | $2,637 | $2,637 |
Why San Antonio Is a Top City for Veterans to Buy a Home
San Antonio isn’t just home to three major military installations — it’s a city built around military families. With its affordable housing, strong sense of community, and abundance of VA-eligible properties, it’s consistently ranked as one of the best cities in the U.S. for Veterans and active-duty homebuyers.
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No state income tax in Texas means more take-home pay
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Generous Veteran property tax exemptions (even full relief if you’re 100% disabled)
-
A strong network of VA-experienced lenders, agents, and builders
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Local resources like VetStrong, Texas Veterans Commission, and USAA HQ right in town
🏡 VA Loan Benefits in San Antonio
Using your VA loan in San Antonio gives you major advantages over conventional buyers.
Key Benefits Include:
✅ $0 Down Payment
✅ No PMI Required
✅ Competitive Interest Rates
✅ Lenient Credit Guidelines
✅ Ability to reuse your VA loan benefit
And with San Antonio’s rising home values but still below-average price points compared to other major metros, your VA loan stretches further here — making it an ideal place to build long-term equity.
📍 Bases We Proudly Serve in San Antonio
San Antonio is home to some of the largest and most important Military installations in the country — and our team specializes in helping Veterans and active-duty service members find homes near each one. Whether you’re PCSing, retiring, or using your VA loan for the first time, we understand the housing needs unique to Military life.
- Lackland Air Force Base: Located in southwest San Antonio, Lackland AFB is a major training hub. Popular nearby neighborhoods for Military families include Alamo Ranch, Helotes, and Westover Hills, offering affordable homes and quick commutes.
- Fort Sam Houston: Centrally located and part of Joint Base San Antonio, Fort Sam is close to historic districts and excellent medical facilities. Veterans often choose Alamo Heights, Monte Vista, or Terrell Hills for their charm and proximity.
- Randolph Air Force Base: On the northeast side of the metro, Randolph AFB serves as a key pilot training facility. Military buyers looking for value often settle in Schertz, Cibolo, or Universal City — all VA loan-friendly areas with great schools.
- Camp Bullis: This Military training reservation northwest of the city is near Boerne, The Dominion, and Leon Springs. These areas offer more space, newer construction, and scenic hill country views — ideal for Veterans seeking peace and privacy.
Each base has its own set of nearby communities, price points, and home styles — and our team has helped thousands of Military families find the right fit. Whether you’re active-duty, Guard/Reserve, or a Veteran, we’ll help you navigate the local market with confidence.
💰 VA Loan Limits in San Antonio (2025)
One of the best parts of using your VA loan in San Antonio is the flexibility it offers. If you’re a Veteran or service member with full VA loan entitlement, you can purchase a home with no loan limit — meaning you can borrow as much as a lender will approve without needing a down payment.
If you’ve previously used your VA loan and have remaining entitlement, loan limits do apply. In 2025, the VA loan limit in Bexar County (which includes San Antonio) is:
- $806,500 for a single-family home
This limit is based on the conforming loan cap set by the Federal Housing Finance Agency (FHFA). If you’re buying in another county in Texas, your limit may vary — but in San Antonio, most homes fall well within this threshold.
Schools in San Antonio, TX
About the San Antonio, TX Housing Market
Facts About San Antonio, TX Real Estate Market
San Antonio, TX, is one of the most Military- and Veteran-friendly cities in the country, offering a diverse housing market that aligns with the needs of active-duty service members, Veterans, and their families. Whether you’re using a VA loan or exploring local homebuyer programs, here are key facts that make San Antonio a smart place to buy or rent:
- Median Listing Home Price: Homes in San Antonio have a median listing price of $293,000, making the city one of the most affordable metro areas in Texas for Veterans using their VA home loan benefit.
- Median Days on Market: Properties spend an average of 70 days on the market, giving Military and Veteran buyers enough time to explore options without missing opportunities in a competitive market.
- Price Per Square Foot: The median listing price per square foot is $168, providing excellent value for Veterans looking to maximize their housing allowance (BAH) or build long-term equity.
- Active Listings: With 12,567 active listings across Bexar County and surrounding areas, Veterans have access to a wide selection of homes near Military bases like Lackland AFB, Fort Sam Houston, and Randolph AFB.
- Median Rent: The median monthly rent is $1,650, appealing to transitioning service members or Veterans who prefer to lease before purchasing with a VA loan.
Why Veterans Should Buy a Home in San Antonio
San Antonio is a top destination for Veterans and Military families thanks to its rich history, affordable cost of living, and strong Military community. Whether you’re stationed nearby, transitioning out of active duty, or retiring in Texas, San Antonio offers an ideal place to put down roots with your VA home loan benefit.
Top Features of Homes for Veterans in San Antonio
- Military-Friendly Neighborhoods: Communities near bases like Lackland AFB and Fort Sam Houston offer quick commutes and strong support systems for Veterans.
- Architectural Variety: Choose from classic Texas ranch-style homes, updated Spanish architecture, or energy-efficient new builds.
- Affordable Housing: Whether you’re using your BAH or a VA loan, San Antonio offers price points to fit every budget — from starter homes to spacious family properties.
- On-Base Alternatives: Many off-base neighborhoods feature amenities like parks, trails, pools, and playgrounds — ideal for Military families seeking quality of life.
Real Estate Market Trends for Veterans in San Antonio
- Steady Appreciation: San Antonio home values continue to rise, helping Veterans build equity faster using their VA benefits.
- Balanced Inventory: With thousands of active listings, Military buyers have options across the city and surrounding counties.
- BAH Stretch: Your 2025 BAH in San Antonio often covers a full mortgage payment — including taxes and insurance — giving you an edge over renters.
Tips for Veterans Buying a Home in San Antonio
- Work with a VA-Experienced Agent: Choose someone who understands the VA loan process, VA appraisals, and Military relocation timelines.
- Get Pre-Approved with a VA Lender: Knowing your VA eligibility and BAH-based budget helps you move fast in today’s market.
- Focus on VA Appraisal-Ready Homes: Look for move-in-ready properties that meet VA Minimum Property Requirements (MPRs) to avoid delays or denials.
Frequently Asked Questions Veterans have About Buying a Home in San Antonio
1. Can I buy a home in San Antonio with a VA loan?
Yes. San Antonio is one of the most VA-friendly cities in the U.S. Veterans can use their VA loan to purchase single-family homes, townhomes, or VA-approved condos in and around Bexar County.
2. What are the 2025 VA loan limits in San Antonio?
If you have full entitlement, there are no VA loan limits. For Veterans with partial entitlement, the VA loan limit in Bexar County for 2025 is $806,500.
3. What are the best neighborhoods in San Antonio for Military families?
Top neighborhoods for Veterans include Alamo Ranch, Helotes, Schertz, Cibolo, and Stone Oak. These areas offer affordable homes, good schools, and proximity to Military bases like Lackland AFB and Randolph AFB.
4. Does my BAH cover my mortgage in San Antonio?
In most cases, yes. Your Basic Allowance for Housing (BAH) can cover or nearly cover your monthly mortgage, property taxes, and insurance when using a VA loan in San Antonio.
5. Are there down payment assistance programs for Veterans in San Antonio?
Yes. In addition to $0 down VA loans, Veterans may qualify for state and local programs like TSAHC, HIP 120, and the Texas Veterans Land Board that offer grants or forgivable loans.
6. What types of properties qualify for a VA loan?
VA loans can be used to purchase single-family homes, condos on the VA-approved list, new construction, and some multi-family homes if the Veteran occupies one unit. The home must meet VA appraisal standards.
7. Can I use a VA loan more than once in Texas?
Yes. You can reuse your VA loan benefit multiple times, as long as you have remaining entitlement or have restored full entitlement after selling a previous VA-financed property.
8. How do I know if a home will pass the VA appraisal?
Homes must meet VA Minimum Property Requirements (MPRs), including working systems, no safety hazards, and move-in ready condition. Homes built after 1980 with recent updates are more likely to qualify.
9. Are property taxes high in San Antonio?
Texas has no state income tax but property taxes can be higher. However, disabled Veterans in San Antonio can receive significant exemptions — up to 100% for 100% disabled Veterans.
10. How do I get started with a VA loan in San Antonio?
Start by obtaining your Certificate of Eligibility (COE), then connect with a VA-experienced lender and real estate agent. Getting pre-approved and searching for move-in ready homes is the next step.
Top Neighborhoods and Schools in San Antonio
San Antonio offers a variety of neighborhoods that suit the needs of Veterans and Military families — whether you’re stationed nearby, retiring, or relocating with a VA loan. Here’s a side-by-side comparison of top areas:
| Neighborhood | Avg. Home Price | School Rating (1–10) | Crime Rate | Military & Veteran Perks |
|---|---|---|---|---|
| Alamo Heights | $625,000 | 9 | Low | Quick commute to Fort Sam Houston, walkable, strong schools |
| Stone Oak | $350,000 | 8 | Very Low | Top-rated schools, suburban feel, BAH-friendly pricing |
| Helotes | $400,000 | 8 | Low | Peaceful hill country views, good VA appraisal pass rate |
| Downtown | $500,000 | 7 | Moderate | Close to cultural amenities and USAA HQ, ideal for transitioning Veterans |
| Monte Vista | $750,000 | 9 | Low | Historic character, near military hospitals, strong VA loan resale value |
| King William | $575,000 | 9 | Low | Arts district, historic charm, Veteran-focused renovations common |
| The Dominion | $800,000 | 8 | Very Low | Gated security, luxury homes, strong appeal for retired Veterans |
Homebuyer Programs for Veterans in San Antonio
1. Homes for Texas Heroes Program (TSAHC)
Offered by the Texas State Affordable Housing Corporation, this program assists Veterans with down payment assistance and fixed-rate mortgage loans.
- Down payment assistance of 3% to 5% of the loan amount
- Options for grants or deferred forgivable second lien loans
- Available to Veterans, active-duty service members, and surviving spouses
- No first-time homebuyer requirement
2. Texas Veterans Land Board (VLB) Veterans Housing Assistance Program
This state-run program offers competitive, low-interest home loans to Texas Veterans.
- Financing up to $726,200 for eligible Veterans
- Can be combined with VA, FHA, or conventional loans
- Interest rate discounts for disabled Veterans and surviving spouses
- Also available for home improvements
Texas Veterans Land Board Page
3. City of San Antonio Homeownership Incentive Program (HIP 120)
HIP 120 provides financial assistance to first-time homebuyers purchasing within San Antonio city limits.
- Assistance ranging from $1,000 to $15,000 as a 0% interest, forgivable loan
- 75% of the loan forgiven over 10 years; 25% repaid if ownership changes
- Applicants must pre-qualify for a first lien mortgage (e.g., Conventional, FHA, or VA loan)
- Income limits apply based on household size
4. Bexar County Help 2 Vets Financial Assistance Program
This program offers temporary financial assistance to Bexar County Veterans, dependents, and surviving spouses facing financial hardship.
- Assistance for housing-related expenses such as rent, mortgage, and utilities
- Proof of financial need required (e.g., eviction notice, utility termination notice)
- Designed to prevent homelessness and promote housing stability
Bexar County Help 2 Vets Program Page
5. SAMMinistries Veterans’ Housing Stability Program (VHSP)
VHSP provides comprehensive housing support to Veterans or surviving spouses through homeless prevention and rapid re-housing services.
- Rental assistance and case management
- Financial literacy education
- Supportive services to maintain housing stability