Search Homes in Plano, Texas with Price Reduced for Veterans
Learn more about this Property
Contact AgentFind Your Ideal Property in Plano, TX
Popular searches in Plano
Property types in Plano
Homes by price in Plano
Zip codes in Plano
75024 Homes for Sale
$675,000
75025 Homes for Sale
$620,000
75093 Homes for Sale
$850,000
75074 Homes for Sale
$390,000
75023 Homes for Sale
$425,000
75075 Homes for Sale
$445,000
About the Plano, TX Housing Market
Facts About Plano, TX Real Estate Market
Plano, TX, is one of the most Military- and Veteran-friendly cities in North Texas, offering a stable housing market and excellent community amenities. Whether you’re using a VA loan or exploring local homebuyer programs, here are key facts that make Plano a smart place to buy or rent:
- Median Listing Home Price: Homes in Plano have a median listing price of $525,000, reflecting the city’s desirable location, school districts, and overall quality of life for Veterans and Military families.
- Median Days on Market: Properties in Plano average around 41 days on the market, giving Military buyers time to compare options while staying competitive in a fast-moving market.
- Price Per Square Foot: The median listing price per square foot is approximately $222, offering solid value for Veterans looking to maximize their BAH and build long-term equity.
- Active Listings: With over 600 active listings across Plano and Collin County, Veterans have access to a diverse mix of single-family homes, townhomes, and condos in VA loan-eligible neighborhoods.
- Median Rent: The median monthly rent in Plano is around $2,200, which can be a good short-term option for transitioning service members or Veterans evaluating neighborhoods before buying.
Why Veterans Should Buy a Home in Plano
Plano, Texas, is an excellent choice for Veterans and Military families looking to plant roots in North Texas. With its welcoming community, top-ranked schools, and stable housing market, Plano appeals to those transitioning from service, relocating on orders, or using their VA loan benefits for a long-term home.
What Makes Plano Homes Ideal for Veterans
- Military-Supportive Communities: Neighborhoods throughout Plano provide a strong support network, especially for those commuting to nearby bases like NAS JRB Fort Worth.
- Diverse Home Styles: Find everything from modern craftsman homes to traditional brick estates and low-maintenance new constructions — there’s something for every lifestyle.
- Budget-Friendly Options: Whether you’re relying on your BAH or full VA loan entitlement, Plano offers a range of properties — from entry-level homes to large family residences.
- Family-Oriented Amenities: Many neighborhoods include parks, walking trails, splash pads, and playgrounds — ideal for Military families prioritizing safety and community features.
Plano Real Estate Trends for Veterans
- Rising Property Values: Plano continues to see steady appreciation, helping Veterans turn their VA-backed purchase into a strong investment.
- Plentiful Listings: The market offers a wide selection of homes, including VA-eligible listings across multiple price tiers and school zones.
- Strong BAH Value: In 2025, most BAH rates in the Plano area can cover your monthly mortgage — including taxes and insurance — making ownership more attainable than ever.
Homebuying Tips for Veterans in Plano
- Use a VA-Savvy Realtor: A knowledgeable agent who understands VA lending, inspections, and timelines can save you time and stress.
- Secure VA Pre-Approval Early: Get clear on your entitlement and how far your BAH will go before starting your home search — especially in a competitive market.
- Target VA-Ready Homes: Focus on properties that meet VA appraisal guidelines and are in move-in-ready condition to streamline the process.
Frequently Asked Questions
Absolutely. Plano is a great place for Veterans to use their VA loan benefits. You can buy a single-family home, townhome, or VA-approved condo throughout Collin County and the surrounding area.
2. What is the VA loan limit in Plano for 2025?
If you have full VA entitlement, there’s no limit on how much you can borrow. For those with partial entitlement, the 2025 VA loan limit in Collin County is $806,500.
3. What are the best areas in Plano for Military families?
Great neighborhoods for Veterans include West Plano, Whiffletree, and Deerfield. These communities offer family-friendly amenities, strong school districts, and a variety of housing options.
4. Will my BAH cover the mortgage in Plano?
In many cases, yes. Depending on your rank and dependent status, your BAH in the Plano area can cover most or all of your monthly mortgage, property taxes, and homeowners insurance.
5. Are there homebuyer assistance programs for Veterans in Plano?
Yes. Along with VA loans requiring no down payment, you may also qualify for additional assistance through programs like TSAHC, My First Texas Home, or the Texas Veterans Land Board.
6. What types of properties can I buy with a VA loan?
VA loans can be used for single-family homes, eligible condos, new builds, and even duplexes — as long as you plan to live in one unit and the home meets VA property standards.
7. Can I use my VA loan more than once in Texas?
Yes, you can. As long as you have entitlement remaining or restore full entitlement after selling a VA-financed home, you’re eligible to use the benefit again.
8. How do I know if a home meets VA appraisal guidelines?
VA appraisals focus on livability and safety. Move-in ready homes with working systems and no hazards are more likely to pass. Newer homes or those with recent upgrades are often a safe bet.
9. What are property taxes like in Plano?
Texas has no state income tax, but property taxes in Plano can be relatively high. However, disabled Veterans can receive generous exemptions — including full relief for 100% service-connected disability.
10. How do I start the VA loan process in Plano?
First, request your Certificate of Eligibility (COE). Then, partner with a VA-friendly lender and real estate agent who understands the process. Get pre-approved and begin looking for qualifying homes.
Top Neighborhoods and Schools in Plano
Plano offers a wide range of neighborhoods that cater to the lifestyle and needs of Veterans and Military families — whether you’re relocating with a VA loan, retiring in North Texas, or commuting to nearby bases like NAS JRB Fort Worth. Here’s a side-by-side comparison of top areas in Plano:
| Neighborhood | Avg. Home Price | School Rating (1–10) | Crime Rate | Military & Veteran Perks |
|---|---|---|---|---|
| West Plano | $675,000 | 10 | Very Low | Excellent schools, Legacy West access, short commute to Dallas employers |
| Whiffletree | $600,000 | 9 | Low | Family-friendly, tree-lined streets, ideal for PCS families seeking stability |
| Deerfield | $640,000 | 9 | Low | Known for safety and community pride, VA loan-qualified homes available |
| Timber Brook | $465,000 | 8 | Low | Near Oak Point Preserve, strong appraisal performance, BAH-aligned pricing |
| Park Forest | $440,000 | 8 | Moderate | Affordable, established neighborhood with great access to VA lenders & services |
| Hunters Glen | $530,000 | 8 | Low | Close to top-rated schools, quiet and stable for families using VA loans |
Top Plano Schools Serving These Neighborhoods
| School | Type | GreatSchools Rating | Official Website |
|---|---|---|---|
| Skaggs Elementary School | Elementary | 10 | pisd.edu/skaggs |
| Barksdale Elementary School | Elementary | 10 | pisd.edu/barksdale |
| Andrews Elementary School | Elementary | 10 | pisd.edu/andrewselem |
| Rice Middle School | Middle | 10 | pisd.edu/rice |
| Renner Middle School | Middle | 10 | pisd.edu/renner |
| Robinson Middle School | Middle | 10 | pisd.edu/robinson |
| Plano West Senior High School | High | 10 | pisd.edu/planowest |
| Jasper High School | High | 9 | pisd.edu/jasper |
| Plano Senior High School | High | 9 | pisd.edu/planosenior |
Homebuyer Programs for Veterans in Plano
Plano offers a variety of housing assistance programs tailored for both Veterans and general homebuyers. Below is an overview of these programs:
1. Homes for Texas Heroes Program (TSAHC)
Offered by the Texas State Affordable Housing Corporation, this program assists Veterans with down payment assistance and fixed-rate mortgage loans.
- Down payment assistance of 3% to 5% of the loan amount
- Options for grants or deferred forgivable second lien loans
- Available to Veterans, active-duty service members, and surviving spouses
- No first-time homebuyer requirement
2. Texas Veterans Land Board (VLB) Veterans Housing Assistance Program
This state-run program offers competitive, low-interest home loans to Texas Veterans.
- Financing up to $806,500 for eligible Veterans
- Can be combined with VA, FHA, or conventional loans
- Interest rate discounts for disabled Veterans and surviving spouses
- Also available for home improvements
Texas Veterans Land Board Page
3. HUD-Veterans Affairs Supportive Housing (HUD-VASH) Program
The HUD-VASH program combines Housing Choice Voucher (HCV) rental assistance for homeless Veterans with case management and clinical services provided by the Department of Veterans Affairs (VA).
- Rental assistance for homeless Veterans
- Case management and clinical services provided by the VA
- Administered locally by the Plano Housing Authority
Plano Housing Authority VASH Program
4. City of Plano First-Time Homebuyers Assistance & Educational Program
This program assists eligible low- and moderate-income households to buy a home in Plano by providing down payment and closing cost assistance.
- Assistance up to $10,000 (CDBG) or up to $55,000 (HOME)
- Deferred payment loans with 0% interest
- Homebuyer education class required
- Income and purchase price limits apply
5. City of Plano Housing Rehabilitation Program
This program provides assistance to eligible homeowners for necessary home repairs to maintain safe and decent housing.
- Repairs may include roofing, plumbing, electrical, and HVAC systems
- Assistance provided as a deferred, forgivable loan
- Income limits and other eligibility criteria apply