Homes for Sale in the Austin, Texas
✅ Trusted Network of Agents Who Understand VA Buyers
- ✅ Handpicked Based on Experience:
Every agent in our network is personally selected for their proven track record working with Veterans and Military families. We only work with professionals who know what it takes to deliver results for those who’ve served. - ✅ Understand the Nuances of Working with a VA Buyer:
From navigating VA appraisals to understanding entitlement and funding fees, our agents are trained to handle the unique details that come with using a VA loan. They know how to avoid delays and keep your deal on track. - ✅ Negotiating on Your Behalf to Get Closing Costs Covered:
Our agents go beyond price — they fight to structure offers that minimize your out-of-pocket expenses. In many cases negotiating for sellers to cover your closing costs. - ✅ Coordinating Inspections:
We’ll schedule and manage all necessary home inspections on your behalf, making sure everything stays on timeline. You’ll get clear communication every step of the way. - ✅ Ensuring the Property Meets VA Specifications:
Our agents know what the VA appraiser is looking for and work to identify red flags early — saving you time, money, and frustration. No surprises, no wasted offers. - ✅ Virtual Showings for PCS Moves:
Can’t be there in person? No problem. We offer live virtual showings and video walkthroughs so you can tour homes remotely — perfect for PCS relocations or fast-moving timelines. - ✅ Led by Levi Rodgers:
Founded by retired Green Beret and Purple Heart recipient Levi Rodgers, our network is built on trust, service, and firsthand Military experience. You’ll be working with agents who understand what’s at stake — because our mission is personal.
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Cities in Austin, TX
Austin Homes for Sale
$620,000
Round Rock Homes for Sale
$475,000
Pflugerville Homes for Sale
$420,000
Cedar Park Homes for Sale
$530,000
Georgetown Homes for Sale
$515,000
Buda Homes for Sale
$400,000
Kyle Homes for Sale
$385,000
Leander Homes for Sale
$475,000
Liberty Hill Homes for Sale
$510,000
Hutto Homes for Sale
$375,000
Manor Homes for Sale
$365,000
Del Valle Homes for Sale
$345,000
Taylor Homes for Sale
$355,000
Dripping Springs Homes for Sale
$675,000
Bastrop Homes for Sale
$360,000
Elgin Homes for Sale
$325,000
Lago Vista Homes for Sale
$440,000
Lakeway Homes for Sale
$780,000
Bee Cave Homes for Sale
$790,000
West Lake Hills Homes for Sale
$1,950,000
Sunset Valley Homes for Sale
$670,000
Wimberley Homes for Sale
$510,000
Spicewood Homes for Sale
$595,000
Jonestown Homes for Sale
$470,000
Counties near Austin, TX
Travis County Homes for Sale
$610,000
Williamson County Homes for Sale
$485,000
Hays County Homes for Sale
$455,000
Bastrop County Homes for Sale
$390,000
Caldwell County Homes for Sale
$335,000
Burnet County Homes for Sale
$430,000
Lee County Homes for Sale
$315,000
Llano County Homes for Sale
$490,000
Milam County Homes for Sale
$300,000
Fayette County Homes for Sale
$360,000
Gillespie County Homes for Sale
$540,000
Comal County Homes for Sale
$470,000
Guadalupe County Homes for Sale
$395,000
Kendall County Homes for Sale
$590,000
Blanco County Homes for Sale
$510,000
Bell County Homes for Sale
$295,000
Coryell County Homes for Sale
$270,000
Lampasas County Homes for Sale
$330,000
San Saba County Homes for Sale
$285,000
Burleson County Homes for Sale
$295,000
Zip codes near Austin, TX
78704 Homes for Sale
$785,000
78745 Homes for Sale
$530,000
78759 Homes for Sale
$660,000
78738 Homes for Sale
$940,000
78731 Homes for Sale
$890,000
78744 Homes for Sale
$460,000
78723 Homes for Sale
$565,000
78748 Homes for Sale
$495,000
78660 Homes for Sale
$420,000
78641 Homes for Sale
$530,000
78613 Homes for Sale
$510,000
78634 Homes for Sale
$390,000
78610 Homes for Sale
$405,000
78640 Homes for Sale
$385,000
78666 Homes for Sale
$370,000
78620 Homes for Sale
$645,000
78676 Homes for Sale
$510,000
78612 Homes for Sale
$350,000
78621 Homes for Sale
$340,000
78617 Homes for Sale
$345,000
Check out Our Austin Blog
VA Loan Eligibility for Different Types of Properties
2025 VA Loan Limits: What You Need to Know
What Is VA Basic Entitlement?
What Is The VA Seller Concession Rule?
What’s the Minimum Credit Score Needed for a VA Loan?
VA Minimum Property Requirements (MPRs)
VA Renovation Loan for Veterans
VA Jumbo Loans: A Complete Guide for Veterans
Latest Austin Blog Posts
What’s the Minimum Credit Score Needed for a VA Loan?
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What Is The VA Seller Concession Rule?
If you’ve been exploring VA loans, you’ve likely come across a common question: “What Is The VA...
What Is VA Basic Entitlement?
If you’re a veteran, active-duty service member, or eligible spouse looking to purchase a home,...
Top Austin Suburbs for Veterans to Buy a Home
| Neighborhood | Median Home Price | Est. Monthly VA Payment | Military Proximity | Highlights |
|---|---|---|---|---|
| Pflugerville | $375,000 | $2,295 | 25 min to Austin VA Outpatient Clinic | Affordable, diverse, fast-growing suburb |
| Leander | $415,000 | $2,540 | 35 min to Cedar Park VA Clinic | Top-rated schools, family-friendly, newer homes |
| Georgetown | $440,000 | $2,695 | 45 min to Austin VA Clinic | Quiet charm, historic district, large lots |
| Buda | $385,000 | $2,360 | 30 min to Austin VA Outpatient Clinic | Small-town vibe, quick I-35 access, veteran-friendly |
| Kyle | $360,000 | $2,200 | 35 min to South Austin VA Clinic | Fast-growing, affordable, great for young families |
| Manor | $340,000 | $2,080 | 25 min to VA services in East Austin | Up-and-coming, tech corridor access, new builds |
| Liberty Hill | $420,000 | $2,575 | 40 min to Cedar Park VA Clinic | Peaceful, semi-rural, growing master-planned options |
| Round Rock | $395,000 | $2,415 | 30 min to Austin VA Outpatient Clinic | Established neighborhoods, jobs, great schools |
Neighborhood Insights
Pflugerville: A favorite among VA buyers, Pflugerville combines affordability, diversity, and easy access to Austin VA services. Its growing neighborhoods, parks, and proximity to major employers make it ideal for Veteran families.
Leander: With top-rated schools, new construction homes, and a peaceful suburban setting, Leander attracts Veterans looking for stability and value. It’s within driving distance of the Cedar Park VA Clinic and offers excellent resale potential.
Georgetown: Known for its historic charm and slower pace, Georgetown provides Veterans with a quiet retreat that still connects easily to VA care in Austin. Larger lots and classic Texas architecture make it a standout.
Buda: Just south of Austin, Buda delivers small-town comfort with big-city convenience. Veterans appreciate its quick I-35 access, lower home prices, and strong community feel, all within reach of Austin’s VA outpatient clinic.
Kyle: An affordable and fast-growing city, Kyle is popular with younger Veteran families using VA benefits for the first time. Its blend of new developments, good schools, and local healthcare access makes it a solid launch point.
Manor: Located along Austin’s tech corridor, Manor offers newer homes, easy commute options, and rising property values. Its affordability and future-forward growth appeal to Veterans planning long-term roots.
Liberty Hill: Ideal for those seeking space and serenity, Liberty Hill provides larger homes, open land, and a supportive, close-knit atmosphere. Its rural setting pairs well with proximity to Cedar Park VA services.
Round Rock: A well-established suburb with excellent schools, shopping, and employers, Round Rock remains a top pick for Veterans who want a balance of convenience, value, and strong community infrastructure.
BAH Rates in Austin, Texas (2025)
Understanding BAH in the Austin Area
Austin is one of the top destinations in Texas for Veterans and active-duty service members looking to maximize their VA loan benefits — and your Basic Allowance for Housing (BAH) plays a big role in that equation.
In 2025, BAH rates for the Austin region (Military Housing Area: TX278) have increased in response to the city’s continued population growth, higher home values, and competitive rental market. Whether you’re stationed nearby, retiring in Texas, or using your VA entitlement for the first time, Austin’s blend of opportunity and lifestyle makes it an ideal place to buy a home.
Your exact BAH amount is determined by your pay grade and whether you have dependents. For example, an E-5 with dependents receives around $2,349/month, while an O-3 with dependents can receive $2,829/month — more than enough to afford a home in many Austin suburbs like Kyle, Buda, or Manor.
How BAH Boosts Your VA Buying Power in Austin
When paired with a VA loan, your monthly BAH can stretch farther than renting in many cases. Here’s why:
- $0 Down Payment: Most homes within the VA loan limit can be purchased with no down payment required.
- No PMI (Private Mortgage Insurance): VA loans don’t require monthly PMI — giving you more buying power.
- Low Interest Rates: VA-backed loans often come with lower interest rates, which can reduce your monthly payment.
- Flexible Closing Cost Rules: Sellers can cover closing costs and VA fees, minimizing your out-of-pocket expense.
Veteran Advantage in the Austin Housing Market
With BAH covering most or all of your monthly mortgage (including property taxes and homeowners insurance), owning a home in the Austin area can be as affordable — or even cheaper — than renting. Neighborhoods like Pflugerville, Round Rock, and Georgetown often offer properties well within BAH limits for mid-level ranks.
💡 Pro Tip: Use your full BAH wisely by targeting homes in low-tax areas or choosing newer builds with energy efficiency certifications — both can significantly reduce your monthly utility costs and long-term expenses.
| Pay Grade | With Dependents | Without Dependents |
|---|---|---|
| E-1 to E-4 | $1,884 | $1,884 |
| E-5 | $2,044 | $2,044 |
| E-6 | $2,260 | $2,260 |
| E-7 | $2,282 | $2,282 |
| E-8 | $2,291 | $2,291 |
| E-9 | $2,319 | $2,319 |
| W-1 | $2,279 | $2,279 |
| W-2 | $2,288 | $2,288 |
| W-3 | $2,301 | $2,301 |
| W-4 | $2,341 | $2,341 |
| W-5 | $2,435 | $2,435 |
| O-1 | $2,285 | $2,285 |
| O-2 | $2,294 | $2,294 |
| O-3 | $2,354 | $2,354 |
| O-4 | $2,464 | $2,464 |
| O-5 | $2,602 | $2,602 |
| O-6 | $2,621 | $2,621 |
| O-7 | $2,637 | $2,637 |
Why Austin Is a Top Metro for Veterans
Austin isn’t just the capital of Texas — it’s also one of the most Veteran-friendly metro areas in the U.S. With a strong job market, vibrant culture, and a deep respect for military service, Austin continues to attract Veterans and military families looking to buy a home and build a future.
- No state income tax in Texas means Veterans keep more of their retirement and disability pay — Texas Comptroller
- 100% property tax exemptions are available for Veterans with a 100% VA disability rating — Texas Property Tax Exemptions
- Access to local VA medical facilities including:
- Veteran-focused services from the Texas Veterans Commission, USO Fort Cavazos, and local partners like MilVet.org
Thanks to robust VA loan availability, many Austin suburbs — including Pflugerville, Kyle, Leander, and Round Rock — offer affordable homes where Veterans can use their benefits with $0 down and no PMI.
With strong home value appreciation, owning in the Austin area not only provides stability but also builds long-term equity — without the barriers many civilian buyers face.
📘 Bonus Resource: Learn more about VA home loan eligibility and benefits directly from the U.S. Department of Veterans Affairs.
🏡 VA Loan Benefits in the Austin Area
Using your VA loan in the Austin metro offers powerful advantages—especially for Veterans, active-duty service members, and first-time homebuyers. Whether you’re relocating, retiring, or planting roots in Central Texas, the VA loan gives you a major edge in today’s competitive housing market.
Key Benefits Include:
✅ $0 Down Payment
✅ No PMI (Private Mortgage Insurance)
✅ Competitive, government-backed interest rates
✅ Flexible credit score requirements
✅ Ability to reuse your VA loan benefit again and again
Austin-area neighborhoods like Pflugerville, Buda, Leander, and Round Rock offer VA-eligible homes where your benefits go further—especially with rising home values and strong appreciation across Travis, Williamson, and Hays counties.
Thanks to Texas’ Veteran-friendly policies—like no state income tax and 100% property tax exemptions for disabled Veterans—your monthly housing costs can stay well below national averages.
💡 Did you know? Many Austin-area Veterans qualify to own a home with **zero out-of-pocket costs at closing**, thanks to VA loan rules allowing seller-paid closing costs and the absence of PMI. That’s real affordability backed by real benefits.
📍 Bases and VA Facilities We Cover in the Austin Area
- Camp Mabry (Texas Military Department Headquarters)
- Fort Cavazos (formerly Fort Hood – major Army installation north of Austin)
- Austin VA Outpatient Clinic
- Temple VA Medical Center (Central Texas Veterans Health Care System)
- Killeen VA Clinic
Whether you’re stationed at Camp Mabry, transitioning from Fort Cavazos, or receiving care at one of the Central Texas VA facilities, our team understands the neighborhoods, BAH zones, and VA loan process inside and out. From Round Rock to Buda, we help Veterans find homes that align with their benefits, budget, and lifestyle.
VA Loan Limits in Austin (2025)
For eligible Veterans with full VA entitlement, there are no loan limits in 2025 — you can borrow as much as a lender approves with $0 down, regardless of the home price.
If you have reduced entitlement or a second-tier VA loan, the Austin-area VA loan limit follows the Federal Housing Finance Agency’s 2025 conforming loan caps. In Travis, Williamson, Hays, and Bastrop counties, the single-family loan limit is currently set at $806,500.
📘 Learn more about VA loan limits in Austin and how entitlement works if you’ve used your VA loan before.
Schools in Austin, TX
About the Austin, TX Housing Market
Facts About Austin, TX Real Estate Market
- Median Listing Home Price: The median price for homes currently listed in Austin is around $460,000, reflecting continued demand from both local and out-of-state buyers. Despite recent market shifts, Austin remains a top-tier destination for long-term home value.
- Median Days on Market: Homes in Austin spend an average of 52 days on the market, showing a balanced environment where well-priced properties move quickly, but buyers still have room to negotiate.
- Median Listing Price Per Square Foot: The median price per square foot in Austin is approximately $263, reflecting the city’s premium neighborhoods and modern new-build communities across the metro area.
- Active Listings: With roughly 8,700 active listings, Austin offers a diverse mix of homes—from walkable downtown condos to spacious suburban developments in cities like Leander, Pflugerville, and Buda.
- Median Rent: The median monthly rent in Austin is approximately $2,295, making it a competitive market for renters while still offering opportunities for Veteran buyers to own with zero down using a VA loan.
Why Buy a Home in Austin, TX?
Top Features of Homes in Austin
- Architectural Styles: Homes range from classic ranch-style and craftsman bungalows to modern farmhouse builds and eco-conscious contemporary designs.
- Neighborhood Amenities: Many areas feature hike-and-bike trails, greenbelts, dog parks, and top-rated public schools. Communities like Circle C and Steiner Ranch offer resort-style HOA perks including pools, tennis courts, and clubhouses.
- Price Range: Austin homes vary from starter homes in the high $200Ks and $300Ks in outlying suburbs to multi-million-dollar estates in Westlake, Tarrytown, and Travis Heights.
- Energy Efficiency: Newer developments emphasize smart home integration, solar readiness, and energy-efficient appliances and insulation to meet Austin’s green building standards.
Real Estate Market Trends in Austin
- Median home prices have remained strong as buyers continue to move in from across the country, particularly in tech and remote work sectors.
- Inventory is competitive in high-demand areas like South Austin, East Austin, and Cedar Park, especially for move-in ready homes.
- The most active buying and selling seasons are spring through mid-summer, with bidding wars common on well-priced listings.
Tips for Buying a Home in Austin
- Partner with an Austin-based real estate agent who knows the city’s fast-moving market and can help navigate both MLS and off-market listings.
- Get pre-approved early to act quickly when the right home becomes available—especially in sought-after areas like Mueller, Zilker, or Northwest Hills.
- Take time to explore different neighborhoods—Austin’s vibe shifts from urban and eclectic downtown to serene and spacious suburbs like Leander and Buda.
Top Neighborhoods and Schools in Austin, TX
Austin Neighborhood Overview
| Neighborhood | Average Home Price | School Rating | Crime Rate | Local Amenities |
|---|---|---|---|---|
| Westlake Hills | $2,500,000 | 10 | Very Low | Top Schools, Hill Country Views |
| Tarrytown | $1,600,000 | 9 | Low | Lake Access, Quiet Streets |
| Mueller | $900,000 | 9 | Low | Walkable, Urban Village |
| Circle C Ranch | $750,000 | 9 | Low | Parks, Pools, Family-Friendly |
| Northwest Hills | $850,000 | 8 | Moderate | Views, Mature Trees, Strong Schools |
| East Austin | $600,000 | 7 | Moderate | Arts, Food Scene, Rapid Growth |
| Downtown Austin | $800,000 | 8 | Moderate | Nightlife, Work Hubs, Luxury Condos |
Related Resources
- Home Buying Guide: A step-by-step guide for first-time homebuyers in the Austin area.
- Austin Relocation Guide: A Veteran-focused guide to moving to the Austin metro.
- Austin Market Reports: Stay informed with the latest trends and stats in the Austin housing market.
Schools in Austin, TX
Elementary Schools in Austin
| School Name | Address | Student-Teacher Ratio | Total Students | GreatSchools Rating |
|---|---|---|---|---|
| Laurel Mountain Elementary | 10111 D-K Ranch Rd, Austin, TX 78759 | 14:1 | 600 | 10 |
| Casis Elementary School | 2710 Exposition Blvd, Austin, TX 78703 | 13:1 | 700 | 10 |
| Baranoff Elementary School | 12009 Buckingham Gate Rd, Austin, TX 78748 | 15:1 | 750 | 9 |
Middle Schools in Austin
| School Name | Address | Student-Teacher Ratio | Total Students | GreatSchools Rating |
|---|---|---|---|---|
| Gorzycki Middle School | 7412 Slaughter Ln, Austin, TX 78749 | 15:1 | 1,000 | 9 |
| Kealing Middle School | 1607 Pennsylvania Ave, Austin, TX 78702 | 14:1 | 900 | 9 |
| Murchison Middle School | 3700 N Hills Dr, Austin, TX 78731 | 15:1 | 850 | 8 |
High Schools in Austin
| School Name | Address | Student-Teacher Ratio | Total Students | GreatSchools Rating |
|---|---|---|---|---|
| Westlake High School | 4100 Westbank Dr, Austin, TX 78746 | 14:1 | 2,800 | 10 |
| Anderson High School | 8403 Mesa Dr, Austin, TX 78759 | 15:1 | 2,000 | 9 |
| Liberal Arts and Science Academy (LASA) | 1012 Arthur Stiles Rd, Austin, TX 78721 | 14:1 | 1,300 | 10 |
Frequently Asked Questions about Buying a Home in Austin, TX
As of early 2025, the median home price in Austin is approximately $460,000. Prices vary widely based on neighborhood, home size, and proximity to downtown. Popular suburbs like Buda and Pflugerville offer more affordability, while areas like Westlake and Tarrytown trend higher.
How much do I need for a down payment?
While 20% is the traditional benchmark, many Austin buyers purchase homes with just 3% to 5% down. VA loans offer $0 down for eligible Veterans, and local programs may assist first-time buyers with limited funds.
What are the typical closing costs in Austin?
Closing costs in the Austin area typically range from 2% to 5% of the home’s price. These costs include lender fees, title services, prepaid taxes, and insurance. In many cases, sellers may contribute toward these costs during negotiations.
Is it better to rent or buy in Austin?
With rising rents and continued appreciation, buying in Austin often makes more financial sense for long-term residents. However, those planning to stay fewer than two years or seeking flexibility may find renting more practical.
How competitive is the Austin housing market?
Austin remains moderately competitive. Well-priced homes in desirable neighborhoods can receive multiple offers. Being pre-approved and ready to act quickly gives buyers a clear advantage.
What credit score is needed to buy a home in Austin?
A credit score of 620 is generally required for conventional loans, while FHA loans may accept scores as low as 580. Higher scores can secure lower interest rates and better loan terms.
Should I get pre-approved before house hunting?
Yes—getting pre-approved is essential in Austin’s market. It shows sellers you’re financially qualified and helps you focus on homes within your true budget.
What neighborhoods are best for first-time buyers in Austin?
Neighborhoods like Manor, Easton Park, and South Austin offer a good balance of price, location, and community amenities for first-time buyers. Nearby suburbs like Hutto and Kyle are also popular with budget-conscious buyers.
Are there any first-time homebuyer programs in Austin?
Yes. Austin offers down payment assistance through programs like the Down Payment Assistance Program (DPA), and statewide options such as the Homes for Texas Heroes and My First Texas Home programs are also available to qualifying buyers.
How long does it take to close on a home in Austin?
In most cases, the closing process in Austin takes between 30 and 45 days. This timeline can vary based on financing, inspections, and how quickly contingencies are cleared.
Austin Homebuyer Programs for Veterans
1. Homes for Texas Heroes Program (TSAHC)
Offered statewide by the Texas State Affordable Housing Corporation, this program helps Veterans, active-duty military, and surviving spouses with down payment assistance and fixed-rate mortgage loans.
- 3% to 5% down payment assistance
- Available as a grant or a forgivable second lien
- No first-time buyer requirement
- Open to Veterans, military members, and surviving spouses
2. Texas Veterans Land Board (VLB) – Veterans Housing Assistance Program
The VLB provides low-interest home loans exclusively for Texas Veterans and service members. These can be paired with VA, FHA, or conventional loans.
- Loan amounts up to $726,200
- Discounted rates for disabled Veterans and surviving spouses
- Use for home purchases or improvements
3. City of Austin – Down Payment Assistance Program (DPA)
Austin’s DPA program helps first-time homebuyers purchasing within Austin city limits with down payment and closing cost assistance.
- Assistance up to $40,000 depending on income
- 0% interest, deferred-payment loan forgiven after 5–10 years
- Can be used with VA loans
- Homebuyer education required
4. Travis County – Mortgage Credit Certificate Program (MCC)
Travis County offers a Mortgage Credit Certificate for qualified Veterans and first-time homebuyers, allowing a portion of mortgage interest to be credited on taxes.
- Save up to $2,000 per year on federal income taxes
- Can be combined with VA loans
- Must meet income and purchase price limits
- Veterans are exempt from first-time buyer rule
5. Operation Homefront – Permanent Homes for Veterans
Operation Homefront offers mortgage-free homes to qualifying Veterans and families transitioning to civilian life, with homes occasionally available in the Austin area.
- Rent-free transition period with financial coaching
- Full ownership granted after successful program completion
- Ideal for Veterans seeking stability in Central Texas