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78130 Homes for Sale
$365,000
78132 Homes for Sale
$490,000
About the New Braunfels, Texas Housing Market
Facts About the New Braunfels, TX Real Estate Market
New Braunfels, TX, is widely regarded as one of the most Veteran- and Military-supportive communities in Central Texas. With a growing housing market, easy access to VA loan resources, and proximity to multiple bases, New Braunfels offers a strong environment for both homeownership and renting. Here are some key facts that make it a smart destination for Military families:
- Median Listing Home Price: The median home price in New Braunfels is approximately $395,000, giving VA buyers access to modern builds, great schools, and safe neighborhoods.
- Median Days on Market: Homes in New Braunfels typically remain on the market for around 36 days, giving Veterans time to evaluate homes while staying competitive in offers.
- Price Per Square Foot: The average price per square foot is about $192 — providing strong value in a high-demand area just outside San Antonio and within reach of Military installations.
- Active Listings: New Braunfels features 800+ active listings across Comal and Guadalupe counties, including new construction, resale, and VA loan-eligible homes in Military-friendly communities.
- Median Rent: The median monthly rent is around $1,950 — often comparable to or higher than a VA-backed mortgage, making buying a smart alternative for long-term Military residents.
Why Veterans Should Buy a Home in Fort Worth
Fort Worth, Texas, is an outstanding destination for Veterans and Military families ready to establish roots in North Texas. With its strong ties to the Military community, quality schools, and diverse housing market, Fort Worth offers a welcoming environment for those relocating under PCS orders, transitioning from active duty, or purchasing with VA loan benefits.
Why Fort Worth Is a Great Fit for Military Buyers
- Military-Connected Communities: Neighborhoods near NAS JRB Fort Worth — such as Benbrook, White Settlement, and Ridglea Hills — are known for their Veteran populations, supportive culture, and proximity to the base.
- Variety of Home Styles: From historic bungalows to new-build developments and low-maintenance townhomes, Fort Worth offers home styles to suit every stage of life and service transition.
- Affordability Across Ranks: Whether you're an E-5 using BAH or a retired officer investing long term, the city features VA-eligible homes in a wide range of price points and sizes.
- Family-Focused Neighborhoods: Many communities offer playgrounds, splash pads, walking trails, and community centers — perfect for Military families prioritizing convenience and safety.
Fort Worth Housing Trends for Veterans in 2025
- Consistent Market Growth: Home values in Fort Worth continue to rise steadily, making a VA-backed home purchase a smart long-term financial move for Military buyers.
- Strong Inventory of VA-Eligible Homes: From starter homes to larger residences, Fort Worth’s market includes a solid number of listings that meet VA loan criteria.
- High BAH Coverage: In the Fort Worth MHA (TX263), 2025 BAH rates are well-matched to local home prices — making full mortgage coverage (including taxes and insurance) possible for many service members.
Smart VA Homebuying Tips for Fort Worth Veterans
- Work with a VA-Experienced Agent: Choose a real estate professional who understands the unique details of VA loans — including timelines, appraisals, and funding fee strategies.
- Get Pre-Approved Early: Lock in your Certificate of Eligibility (COE) and VA pre-approval before home shopping to stay competitive in a fast-paced market.
- Prioritize VA-Ready Properties: Focus on homes in good condition that meet VA appraisal guidelines, avoiding delays and ensuring a smooth path to closing.
Frequently Asked Questions about Home buying in New Braunfels
Absolutely. Fort Worth is an excellent city for Veterans to purchase a home using VA loan benefits. You can buy a single-family house, VA-approved condo, or even a multi-unit property if you plan to live in one of the units.
2. What’s the maximum VA loan amount in Fort Worth for 2025?
If you have full entitlement, there's no official cap — you can purchase above the loan limit with $0 down if approved by your lender. For those with partial entitlement, the 2025 VA loan limit in Tarrant County is $806,500.
3. Which neighborhoods in Fort Worth are most popular for Military families?
Areas like Benbrook, Ridglea Hills, and Arlington Heights are known for their safety, schools, and easy access to NAS JRB Fort Worth — making them ideal for PCS moves and long-term homeownership.
4. Will my BAH be enough to cover a mortgage in Fort Worth?
In many cases, yes. Depending on your rank and dependent status, BAH in the Fort Worth MHA (TX263) can cover all or most of your monthly mortgage, taxes, and insurance when used with a VA loan.
5. Are there homebuyer programs specifically for Veterans in Fort Worth?
Yes. In addition to zero-down VA loans, you may qualify for programs like TSAHC’s Heroes Program, the Texas Veterans Land Board loans, or Fort Worth's local homebuyer assistance programs.
6. What types of homes are eligible for VA financing?
VA loans can be used for new builds, existing homes, approved condos, and even duplexes — provided the property meets VA standards and you'll be living in it as your primary residence.
7. Can I reuse my VA loan benefit if I’ve already used it once?
Yes. You can use your VA loan more than once as long as you have remaining entitlement or restore your entitlement after paying off or selling a previous VA-backed home.
8. How do I know if a Fort Worth home will pass a VA appraisal?
VA appraisers check for safe, sanitary, and structurally sound conditions. Move-in-ready homes in good shape — especially newer builds — tend to meet VA requirements more easily.
9. How high are property taxes in Fort Worth, and are there exemptions?
Texas has no state income tax, but property taxes in Fort Worth can be moderate. Veterans with service-connected disabilities may be eligible for major exemptions — including 100% relief for those with a 100% VA disability rating.
10. What’s the first step to buying a home with a VA loan in Fort Worth?
Begin by securing your Certificate of Eligibility (COE). Then connect with a lender who specializes in VA loans and a Fort Worth real estate agent who understands Military needs. Get pre-approved and start your search with confidence.
Top Neighborhoods and Schools in New Braunfels, Texas
| Neighborhood | Avg. Home Price | School Rating (1–10) | Crime Rate | Military & Veteran Perks |
|---|---|---|---|---|
| Mission Hills Ranch | $450,000 | 9 | Low | Quiet community, close to military installations, family-friendly |
| Oak Run | $475,000 | 9 | Very Low | Top-rated schools, spacious homes, easy commute to bases |
| River Chase | $550,000 | 8 | Low | Large lots, community amenities, proximity to Canyon Lake |
| Grueneside | $400,000 | 8 | Moderate | Historic charm, walkable to downtown, vibrant community |
| Voss Farms | $350,000 | 7 | Low | Affordable homes, community pool, near schools and parks |
| Legend Point | $325,000 | 7 | Moderate | Newer development, close to shopping, easy highway access |
Homebuyer Programs for Veterans in New Braunfels, Texas
1. Homes for Texas Heroes Program (TSAHC)
Veterans, active-duty service members, and surviving spouses in New Braunfels can access down payment and mortgage assistance through the Texas State Affordable Housing Corporation.
- Receive 3% to 5% of the loan amount in down payment assistance
- Choose between grants or deferred forgivable second lien loans
- Available to Veterans, active duty, and surviving spouses
- Open to repeat buyers — no first-time homebuyer status required
2. Texas Veterans Land Board (VLB) Home Loan Program
Veterans in New Braunfels can take advantage of the Texas Veterans Land Board’s exclusive financing options, including low-interest home loans and property improvement assistance.
- Loan amounts up to $766,550 for eligible Veterans (2025 limit)
- Can be used alongside VA, FHA, or conventional financing
- Discounted interest rates for Veterans with disabilities and Gold Star spouses
- Funds also available for approved home upgrades
Texas Veterans Land Board Page
3. HUD-VASH Program (New Braunfels / San Antonio Region)
The HUD-Veterans Affairs Supportive Housing program offers rental support and VA case management to homeless or at-risk Veterans in the New Braunfels area.
- Section 8 housing vouchers combined with VA support services
- Services include counseling, job placement, and mental health resources
- Program administered locally via the Housing Authority of the City of New Braunfels and VA South Texas Health Care System
4. New Braunfels Down Payment Assistance Program
The City of New Braunfels offers limited down payment and closing cost assistance to qualifying low-to-moderate-income households looking to buy a home within city limits.
- Grants or deferred-payment loans available based on income and need
- Assistance amounts vary and may cover a significant portion of upfront costs
- Buyer must complete a HUD-approved homebuyer education course
City of New Braunfels Community Development
5. New Braunfels Home Repair Assistance Program
For Veteran homeowners needing essential repairs, the city may offer housing rehabilitation assistance to improve safety and habitability.
- Eligible repairs include HVAC, roofing, accessibility upgrades, and electrical work
- Programs vary depending on funding availability and applicant income
- Assistance may be structured as a grant or low-interest loan